We are in-network providers for many networks (and adding more all the time), including:
- most Blue Cross Blue Shield
- Blue Cross Blue Shield Federal Employee plan
- Delta Dental PPO
- Delta Dental Premier
- DenteMax Network
- Medica Commercial
- State of Minnesota (employees)
- United Concordia
- Connection Dental
- Metlife Dental
- Cigna Radius network
- Please check with your insurance plan to make sure that we are in your network.
- We are not currently accepting any new patients with Minnesota Health Care Programs / MinnesotaCare / Medicaid insurance, even for secondary coverage.
Dental insurance is really not an insurance plan at all, but more like a benefit of a little bit of money provided to you and your family from your employer for spending at the dentist. It is not there for catastrophic coverage, like medical insurance, or homeowner's insurance. Most dental insurance only covers preventive care at 100%, and around $1000 of other treatments a year, but only the treatments they want to pay for. This blog post from Dr. Alan Mead describes it perfectly, I think - Dental insurance is "like a gift card from a control freak". (Click through to read the article, which makes dental insurance a bit easier to understand.)
Dental insurance may not cover all of the treatment that you want or need. There are deductibles, copays, and some treatments not covered by your insurance plan that are still good and necessary treatments. Just because your insurance company doesn't want to pay for it, doesn't mean that it is not an important treatment for you.
Our staff will be happy to provide you with information and answer questions about fees, financial arrangements and insurance coverage. However, due to the large number and variety of dental insurance plans, it is impossible for us to be familiar with every detail of your dental insurance. We can usually do a pre-estimate with your insurance company to get an accurate estimate, which may take a few weeks after the initial treatment plan is determined.
You are responsible for any charges incurred during your child’s treatment that are not a benefit under your dental insurance. Please call your insurance company if you have any questions about benefits provided.
- Personal checks
- Credit Cards including: VISA, MasterCard, American Express, Discover including your HSA/FSA cards
We require payment of your portion due on the day of service.
If you do not have dental insurance, a discount may be available to you. Call us at 651-322-5788 for more information today!